The Big Short (2015)

The Big Short succeeds in explaining economic concepts to the average viewer in an accessible way. A Jenga demonstration by Ryan Gosling makes perfect sense. There are hilariously placed cameos by Margot Robbie, Selena Gomez, Anthony Bourdain and economist Richard Thaler. They use analogies to explain economics and break the fourth wall, as do many of the characters. It is like a well-made documentary at some points. The style of the movie is so unconventional that it makes you laugh. The picture freezes to allow the narration come in, and there are rapid cuts of historic/cultural images to show passage of time. The movie nicely balances comedy with drama. Steve Carrell and Brad Pitt bring some conscience to heartless Wall Street.

The movie simultaneously follows three groups who separately short the housing market, depicting the greatest economic collapse of our time from the point of view of the only people who benefited from it.  We watch them as they separately come to the revelation that would cripple the world economy. The ensemble cast is excellent, and I think Steve Carrell does exceptionally well in a role that I would not have picked him for. It falls somewhere in between the ridiculousness of The Office, and the dark drama Foxcatcher. There is nuance in his role as he comes to the realization that we are all doomed.

The film is a searing indictment of the whole system at every level from the banks to the rating agencies to the regulators. It really brings meaning to the phrase "If you're not outraged, you're not paying attention" (Portlandia). You root for the protagonists who awaken and bet on the seemingly impossible. But then you realize that their bet is against the American economy, actually the world economy. They could be seen as villains, but they're really not at fault for reading the fine print. But nor are they heroes. There are no heroes in the economic crisis, just varying degrees of villainy. At the end, it all comes together when Carrell comes to the greatest, move devastating and tragic and cynical realization: it's not stupidity, it's not a matter of paying attention, it's a lack of care knowing that that'll get away with it and the less fortunate will suffer for it.